Clearwater UW Limited is a new marine insurance Managing General Agent operating at the nexus of experience, innovation and technology.

Clearwater UW Limited offers flexible insurance solutions to the maritime industry. Our products and services are underpinned by innovative technology, detailed market knowledge, and access to first-class security.

Clearwater Underwriting is a specialist managing general agent delivering tailored underwriting solutions across international specialty insurance markets. Built at the intersection of deep underwriting expertise, advanced technology, and global market insight, we provide brokers and their clients with agile, bespoke risk transfer solutions that address today’s most complex exposures.

Who we are

We combine a strategic understanding of specialty lines with a forward-thinking approach that emphasises responsiveness, technical excellence, and long-term partnership. Our underwriting philosophy blends disciplined risk selection with creative product structuring to help clients access capacity where others cannot.

What We Offer

Decisive Underwriting

Clear, timely decisions backed by delegated authority and accountable underwriting judgement.
Bespoke Solutions

Tailored coverage structures designed for complex and non-standard risks.
Tech-Enabled Execution

Technology that enhances speed, clarity, and efficiency across the underwriting process.
Risk Transfer Expertise

Structured risk transfer solutions that extend beyond standard insurance offerings.
Advanced Risk Insight

Disciplined underwriting informed by data, experience, and market insight.
Specialist Expertise

Proven underwriting capability across global specialty markets.

Insured Products

Hull & Machinery

Comprehensive physical damage coverage available on the full range of market wordings as well as bespoke solutions.
Increased Value

Insurance to cover the additional costs of a replacement vessel in the event of a total loss.
TLO (Total Loss Only)

Reinsurance on a TLO basis and other bespoke reinsurance offerings available.
Port Risks

Physical damage and liability coverage available for laid up vessels including laid up under repair.
Builders Risks

Bespoke coverage for shipbuilding and conversion projects.
Mortgagees Interest

Protecting lenders financial interest in vessels against non-payment under original policies.
Voyage & Tow

Specialised voyage and tow insurance for repositioning voyages, dead ship tows and final voyage, ship-recycling projects.
Marine War Risks

War Risks physical damage and War Risks P&I for worldwide trading and for voyages to Listed Areas.
Misc

Please get in touch with enquiries for deductible buyback, excess H&M, General Average Disbursements, Salvor’s Lien, Captive reinsurance solutions and other misc coverages.