Clearwater Underwriting is an insurance Managing General Agent operating at the nexus of experience, innovation and technology.

We deliver specialist insurance solutions with the flexibility, expertise, and security that policyholders and brokers can rely on.

Clearwater Underwriting is a specialist managing general agent delivering tailored underwriting solutions across international specialty insurance markets. Built at the intersection of deep underwriting expertise, advanced technology, and global market insight, we provide brokers and their clients with agile, bespoke risk transfer solutions that address today’s most complex exposures.

Who we are

We combine a strategic understanding of specialty lines with a forward-thinking approach that emphasises responsiveness, technical excellence, and long-term partnership. Our underwriting philosophy blends disciplined risk selection with creative product structuring to help clients access capacity where others cannot.

What We Offer

Decisive Underwriting

Clear, timely decisions backed by delegated authority and accountable underwriting judgement.
Bespoke Solutions

Tailored coverage structures designed for complex and non-standard risks.
Tech-Enabled Execution

Technology that enhances speed, clarity, and efficiency across the underwriting process.
Risk Transfer Expertise

Structured risk transfer solutions that extend beyond standard insurance offerings.
Advanced Risk Insight

Disciplined underwriting informed by data, experience, and market insight.
Specialist Expertise

Proven underwriting capability across global specialty markets.